Financial Planning
Live Your Life by Design, Not by Default
Our team of financial planning professionals will design a plan that evaluates your current situation by analyzing your assets, income and expenditures to identify:
- The day-to-day: What assets do you need today?
- The big picture: What can you do to pursue your financial goals?
We provide regular reviews and modifications, ensuring that your financial plan stays current and dynamic.
Find Your Definition of True Wealth
Everyone has their own definition of true wealth. For some, it’s that family vacation you’ve always dreamed of. For others, it’s not running out of money in retirement. We help you define your definition of true wealth, then help you build the transformative legacy you’ve dreamed of.
Selecting the right financial advisor is an important step in your pursuit of true wealth. We build a customized plan for whatever your needs, including individual financial planning and business financial planning.
Financial Planning
For Individuals
We provide you with a wide variety of investment options that align with your goals. We always act in your best interests, which means your goals drive your investments – and not the other way around. We look at financial planning from four angles:
Assessment
We will help you bring your risk, current financial situation and spending into focus.
Personalized Cash-Flow Based Planning
Narrowly tailored to identify and pursue your specific goals and objectives.
Social Security Analysis
In-depth analysis of available Social Security claiming options.
Risk Management Planning
Comprehensive analysis of life, disability, long-term care and other risk management solutions.
Financial Planning
For Businesses
Do you know what your business is worth? Do you have a succession plan in place if something unexpected happens? How will the sale of your business affect your retirement? Our financial planners can help you answer these questions, leveraging four areas of business financial planning.
Individual Planning
Your business is part of your individual financial plan – and a key asset in your life.
Business Valuation
Determine an accurate valuation of your business to incorporate into your personalized financial plan.
Tax Efficiency
We help you make proactive tax efficient decisions today rather than when it comes time to file.
Succession Planning
Understanding what happens to your business when you’re gone is vital to financial planning.
Financial Planning
For Businesses
Do you know what your business is worth? Do you have a succession plan in place if something unexpected happens? How will the sale of your business affect your retirement? Our financial planners can help you answer these questions, with a focus on four areas of business financial planning.
Risk Management
Our team identifies risks that could tremendously impair your financial situation. While it’s important to focus on what may go right with your situation, it’s also crucial to consider how you may be negatively impacted without protections in place. Transferring risk to the deeper pockets of an insurance company in a cost-effective manner may be prudent to minimize the financial damage of a catastrophic, unanticipated event.
Some of the ways we utilize insurance in the financial planning process include:
Some of the ways we utilize insurance in the financial planning process include:
Life Insurance
Disability Insurance
Long-Term Care
Life Insurance
Disability Insurance
Long-Term Care
Why Should I Hire a Financial Advisor?
I’m looking at my clients’ money profile and I see it: a retirement plan account opened through a robo platform. This fact is not surprising, I had previously discussed this with my client. They wanted to try something different and the investment costs were much lower starting out. In this case, the investments are passive, which I explained meant the investments seek to mimic an index and the only rebalancing expected might be once or twice a year.
